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Rent-to-Sell Cashflow Calculator vs a Standard Lease

Put in the rent your investment property collects now. This rental cashflow calculator shows what the same property earns under Rent-to-Sell, which gives an additional 50% extra cash flow on top of your normal market rent, and what that does to your cashflow yield.

Weekly cashflow

Extra cash per week, vs a traditional rental
+$363 / week
This amount includes weekly deposit contributions paid by the tenant, plus the gains from eliminating vacancies.

The additional 50% is fixed on year one rent and never decreases, paid to you with the rent each week.
Rent-to-Sell, weekly
$1,013
  • Rent (year 1)$675
  • Additional 50%$338
  • VacancyUp to 8-year lease
  • Cashflow yield6.8%
Traditional rental, weekly
$649
  • Rent (year 1)$675
  • Vacancy allowance−$26
  • Cashflow yield4.3%
Assumptions

On top of their normal weekly rent, the tenant pays an additional 50% each week, paid with the rent into your property manager's trust account and reaching you with the rent. It's calculated as 50% of the Year-1 weekly rent and stays fixed for up to eight years, or until the tenant buys — whichever comes first. Under the contract it's structured as an interest-free loan from the tenant to you, deducted from the final sale price as their deposit when they buy — and if they walk away, it converts to an exit fee you keep. Rent is reviewed annually with increases of up to 4% p.a. The traditional side assumes the same rent less a vacancy allowance; Rent-to-Sell tenants sign a lease of up to eight years. Property management, rates, insurance, maintenance, and mortgage costs apply equally on both paths and are excluded.

General information only — not financial, legal, or tax advice. Results are estimates based on the stated assumptions and your inputs; obtain independent professional advice before making any decision.

Dean Arnold

Written by

Dean Arnold

Founder & CEO

Jarrod Wills

Reviewed by

Jarrod Wills

Buyer's Agent

Published 25 September 2026Updated 21 October 2026 2 min read

How much more cash flow Rent-to-Sell earns

Rent-to-Sell gives you an additional 50% extra cash flow on top of your normal market rent, set at 50% of first-year rent. On a property renting at $675 a week, that is $338 a week more: $1,013 a week, against $649 under a standard lease after vacancy. See how the program works on the Rent-to-Sell page.

Weekly income is the headline; cashflow yield is the one to compare across investment properties. It differs from gross and net rental yield, which count rent alone. The gap between the two columns is the contribution plus the vacancy you are no longer carrying. Adjust the vacancy weeks and rent growth to match your own experience of the property. The Rent-to-Sell vs traditional leasing comparison runs the same numbers over the full term. Not sure of your market rent? See our rental appraisal guide.

What the cashflow calculator assumes

  • The extra 50% is 50% of the first year's market rent, for the whole term of the lease.
  • Standard lease: two weeks' vacancy a year by default, editable.
  • Rent growth 4% a year, the program cap, editable; market rent is 4.5% of value a year for houses.
  • Finance, tax, management fees and holding costs are excluded on both sides because they depend on your property and loan.

Frequently asked questions

Annual cash collected — rent plus, under Rent-to-Sell, the contribution — less the vacancy allowance, divided by the property value. Finance, tax and holding costs are left out on both sides.

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Written by

Dean Arnold
Dean Arnold

Founder & CEO

Licensed real estate agent

I started PublicSquare in 2021 to give homebuyers a real path to ownership without a deposit, and landlords a stronger-cashflow alternative to a standard rental. I hold real estate licences in Queensland and New South Wales and personally review every property that enters the program.

Reviewed by

Jarrod Wills
Jarrod Wills

Buyer's Agent

Licensed agent · Former mortgage broker

Over 10 years’ experience as a mortgage broker and real estate agent, now a licensed buyer’s agent with PublicSquare since 2021. He has worked on 100+ property transactions and knows the Queensland and New South Wales markets and the Rent-to-Own model well.

How this calculator was made

Written by Dean Arnold (Founder & CEO) and reviewed for accuracy by Jarrod Wills (Buyer's Agent) before publishing. Program terms are quoted from PublicSquare's own Contract and Appointment documents. We check it again whenever the numbers change; it was last updated 21 October 2026.

For more information, visit our Editorial Guidelines.

Read more about Rent-to-Sell.

This calculator is general information only and does not take your personal circumstances into account. PublicSquare is a licensed real estate agency, not a financial adviser or credit provider. Consider seeking independent advice before making a decision.

Reviews

Chris B.
South Australia
Google

PublicSquare were fantastic throughout the entire process.

Fiona V.
Sydney, NSW
Channel 7

50% extra is pretty big. And I really like how I, as an investor, can help other Australians get into homes.

Eric L.
Melbourne, VIC
Website

As a chartered accountant, I have conducted in-depth research, including "what-if" analyses of potential risks. Rent-to-Sell is a great solution that bridges the needs of both investors and homebuyers. For investors, it’s almost a no-brainer. This model provides additional cash flow during ownership while also protecting against unfavourable market conditions with a minimum price guarantee.

Jude H.
Brisbane, QLD
Channel 7

Not only do I recommend PublicSquare, I believe that they have a model, style, process and organisational focal point that is best in market. The fact that the price is locked in at a predetermined annual increase, that is more than reasonable, is exactly what helps me sleep at night.

James M.
Melbourne, VIC
Email

I would like to personally thank you for your support, collaboration, and the many constructive discussions throughout this process. Your input has been greatly appreciated and has contributed significantly to what I believe is an excellent outcome. I look forward to finalising the Rent-to-Sell agreement and moving forward with an arrangement that not only supports my long-term wealth creation objectives but also provides the tenant with stability and a genuine pathway towards home ownership.

Katrina & Andrew
Brisbane, QLD
Website

An open platform for owning your own property and a business model dedicated to real returns on investment for all parties.

Gary & Jody
Gold Coast, QLD
Website

A true win win situation. It allows people to get off the rent treadmill and into their own home sooner.

Billie & Maxwell
Banyule, VIC
Website

Fantastic, what a way to help combat the current housing crisis. Solid efforts and actively revitalising Australia

Jesse & Sarah
Canterbury-Bankstown, NSW
Website

Honestly on the surface your idea is ACTUALLY a remedy to the housing crisis.