PublicSquare

Rent-to-Sell Cashflow Calculator vs a Standard Lease

Put in the rent your investment property collects now. This rental cashflow calculator shows what the same property earns under Rent-to-Sell — market rent plus the fixed 50% contribution — and what that does to your cashflow yield.

Published 25 September 2026Updated 27 September 2026

Weekly cashflow

Extra cash per week, vs a traditional rental
+$363 / week
The additional 50% is fixed on Year-1 rent and never decreases — distributed to you monthly, alongside rent.
Rent-to-Sell, weekly
$1,013
  • Rent (year 1)$675
  • Additional 50%$338
  • VacancySecure 8-year lease
  • Cashflow yield6.8%
Traditional rental, weekly
$649
  • Rent (year 1)$675
  • Vacancy allowance−$26
  • Cashflow yield4.3%
Assumptions

On top of their normal weekly rent, the tenant pays an additional 50% each week into PublicSquare's trust account, distributed to you monthly alongside rent. It's calculated as 50% of the Year-1 weekly rent and stays fixed for up to eight years, or until the tenant buys — whichever comes first. Under the contract it's structured as an interest-free loan from the tenant to you, deducted from the final sale price as their deposit when they buy — and if they walk away, it converts to an exit fee you keep. Rent is reviewed annually with increases of up to 4% p.a. The traditional side assumes the same rent less a vacancy allowance; Rent-to-Sell tenants sign a secure lease of up to eight years. Property management, rates, insurance, maintenance, and mortgage costs apply equally on both paths and are excluded.

General information only — not financial, legal, or tax advice. Results are estimates based on the stated assumptions and your inputs; obtain independent professional advice before making any decision.

How much more cashflow does Rent-to-Sell earn?

The tenant pays market rent plus a fixed contribution of 50% of first-year rent. On a property renting at $675 a week, that is $338 a week more: $1,013 a week, against $649 under a standard lease after vacancy. See how the program works on the Rent-to-Sell page.

Weekly income is the headline; cashflow yield is the one to compare across investment properties. The gap between the two columns is the contribution plus the vacancy you are no longer carrying. Adjust the vacancy weeks and rent growth to match your own experience of the property. The Rent-to-Sell vs traditional leasing comparison runs the same numbers over the full term.

What does the cashflow calculator assume?

  • The contribution is 50% of the first year's market rent, fixed for the term of the lease.
  • Standard lease: two weeks' vacancy a year by default, editable.
  • Rent growth 4% a year, the program cap, editable; market rent is 4.5% of value a year for houses.
  • Finance, tax, management fees and holding costs are excluded on both sides because they depend on your property and loan.

Frequently asked questions

Annual cash collected — rent plus, under Rent-to-Sell, the contribution — less the vacancy allowance, divided by the property value. Finance, tax and holding costs are left out on both sides.