PublicSquare

Rent-to-Own Guides

Plain-English guides to how Rent-to-Own works in Australia: the steps, what it costs, who it suits and what to check before you commit.

Rent-to-Own comparisonsRent-to-Own calculators

  1. A young couple holding a house key outside a suburban Queensland home with a frangipani tree

    Guide · 11 Oct 2026

    Rent-to-Buy Schemes in Australia: Government vs Private

    Most people searching for a rent-to-buy scheme hope to find a government rent-to-own program. As at October 2026 there is one open to private renters, in South Australia, so most Australians end up comparing private rent-to-buy homes and government deposit schemes instead. This guide explains each option, who qualifies, what it costs and the risks to check before you sign.

  2. A couple standing at the front door of their new home in suburban Queensland, keys in hand

    Guide · 27 Sept 2026

    How to Buy a Home With No Deposit in Australia

    Saving a 20% deposit now takes the typical Australian household about 11 years, so most first home buyers are looking for a way in with less. This guide compares the realistic options for buying with no deposit or a low deposit, from saving the full 20% to rent-to-own with 0% deposit, and shows what each one really costs upfront, including all the extras.

  3. A family relaxing together on the sofa in the living room of their home

    Guide · 27 Sept 2026

    How Rent-to-Own Works in Australia

    Rent-to-own, also called rent-to-buy or lease-to-own, lets you move into a home now and buy it later with a deposit you build while you live there. This is the complete guide to how PublicSquare's Rent-to-Own program works in Queensland and New South Wales: who it suits, every step from pre-approval to switching to a mortgage, the contracts, the costs, how your price is set, and what happens if plans change.