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Rent-to-Own Guides

Plain-English guides to how Rent-to-Own works in Australia: the steps, what it costs, who it suits and what to check before you commit.

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Rent-to-Own lets you move into a home now with 0% upfront deposit, build your deposit through weekly contributions while you live there, and switch to a mortgage when you're ready. Most homebuyers buy in year 6, 7 or 8.

These guides cover the contracts, how the price and your deposit are set, what it costs next to a bank deposit or a government scheme, and what to check before you commit. Each one is written and reviewed by our team before it is published.

  1. Data tracker · Updated monthly

    Australian Housing Crisis Tracker

    Years to save a deposit, repayments against pay, and rent against income in every council, from official ABS, RBA and state data.

  2. A couple standing at the front door of their new home in suburban Queensland, keys in hand

    Guide · 21 Oct 2026

    How to Buy a Home With No Deposit in Australia

    Here are the realistic ways to buy a home in Australia with no deposit or a low one, and what each really costs upfront.

  3. A family relaxing together on the sofa in the living room of their home

    Guide · 21 Oct 2026

    How Rent-to-Own Works in Australia

    Rent-to-own (also called rent-to-buy) lets you rent a home you'd love to buy and buy it later with a deposit you build while you live there. Here's how PublicSquare's Rent-to-Own program works in QLD and NSW, step by step.

  4. A young couple holding a house key outside a suburban Queensland home with a frangipani tree

    Guide · 21 Oct 2026

    Rent-to-Buy Schemes in Australia: Government vs Private

    Compare Australia's rent-to-buy options, from South Australia's government scheme for private renters to private programs and deposit schemes. Here's who qualifies, what each costs and the risks to check before you sign.