Introducing PublicSquare Plus
homebuyers

🎉 Deposit Stacker: Get up to $60,000 Deposit Support!

Author
PublicSquare Team
Last updated: May 05, 2024
⏱️ 2-min read
Updated:‏‏‎ ‎
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Free to apply.
No credit impact.

Selected rent-to-buy home customers enjoying their homes.

Just another way we're making it easier...

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Find your dream home
We have 100s of beautiful new homes
& communities to choose from!
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Get up to $60,000 of support
Includes up to $25,000 from PublicSquare plus government grants — It all stacks up!
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Supporting you at every step
We'll guide you through all stages of the process. It all starts with being pre-approved!
*T&Cs apply. Not for use with other offers.
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Calculate the benefits of 'Rent-to-Sell'

Calculate your savings requirements:

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Frequently asked questions

Where do the funds come from?

When you buy a home through PublicSquare, we'll provide you with gifts and bonuses of up to $25,000, with no repayment required. Our team are experts at navigating the many government grants, programs, and lending schemes available to you. We’ll identify those you're eligible for, such as $30,000 in QLD, $15,000 in SA, or $10,000 in other states, and guide you through the process. In addition, some of our building and lending partners also offer their own gifts, which you can combine with what we and the government provide. When you "stack" it all up, PublicSquare's Deposit Stacker program helps you receive up to $60,000 in total funding, significantly reducing your savings requirements.

Am I paying more for the home?

No you are not paying more for the home.  We do not inflate the home prices to cover the gifts you receive. The home prices are set by the builders, which means they are the same prices you would expect to get if you were buying the home direct. Our Deposit Stacker option is just another way we're making it easier to buy your own home.

What is the eligibility criteria?

Deposit Stacker is open to everyone — from first and second-time homeowners to international buyers (no Australian citizenship required). However, unlike our renting-to-own, you will need to purchase the property upfront, using a mortgage. This means that to satisfy most lender requirements, you should have full-time employment and at least 5% of genuine savings. However, some lenders will accept past rental statements for proof of genuine savings. Additionally, since government grants only apply to first-time homeowners, non first-time homeowners will receive less support overall. However, they can still achieve a great outcome.

Do you offer properties in my area?

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We work with Australia's best-loved and most affordable builders. At any given time, we usually have packages available from more than 20 different builders with properties located throughout Queensland, New South Wales, Victoria, South Australia and Western Australia, including regional areas. Search our new homes and filter the results for 'Deposit Stacker'.

Can you help me get a mortgage?

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You can use any broker or lender of your choice to secure a mortgage for your property. However, If you'd like a referral, we highly recommend our Connective brokerage partners who specialize in securing mortgages for brand new homes. The Connective Brokers can help you secure a mortgage from a major bank, or non-bank, lender. They also work seamlessly with PublicSquare ensuring that your lender accepts our contributions to use towards your deposit.

How do I get started?

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The first step is getting pre-approved, which is quick and easy, and will not affect your credit score. If you are a homebuyer with sufficient savings to pursue a mortgage, we will reach out to you after you've been pre-approved to help you determine your options. We will also ask you whether you'd like a referral to a broker as part of the process.

Success stories

Free to apply.
No credit impact.