Introducing PublicSquare Plus
homebuyers

🎉 Introducing
Deposit Stacker!

Now you can access up to $60,000 of funding to put towards your new home, including up to $25,000 from PublicSquare, plus all eligible government grants. It all stacks up!
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GET PRE-APPROVED NOW

Free to apply. No credit impact.
Discover your buying power.

As seen on
Selected rent-to-buy home customers enjoying their homes.

Exclusive to PublicSquare

home
Discover your dream home in Australia's most sought-after communities.
savings
Access up to $60,000 in contributions & government grants.
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Begin your path to homeownership with expert support at every stage.

How much savings do I need?

GET PRE-APPROVED NOW

Other frequently asked questions

How does it work?

When you buy a home through PublicSquare, our company can contribute up to $25,000 towards your deposit. Depending on your financial circumstances, these contributions can take the form of either a direct gift paid in cash upon settlement or a small part ownership in the property, which helps reduce your deposit requirements.

In addition, our expert team will navigate the wide range of government grants, programs, and lending schemes available to you. We will identify the options you are eligible for, and assist you in applying for them—including the $30,000 First Home Owner Grant in Queensland, $15,000 in South Australia, or $10,000 in other states.

By combining these contributions, PublicSquare's Deposit Stacker program helps you access up to $60,000 in total funding, significantly reducing the savings needed to purchase your home.

Who qualifies?

Deposit Stacker is open to everyone — from first and second-time homeowners to international buyers. However, unlike our rent-to-own homes, you will need to qualify for a mortgage upfront. This means that some lenders may require you to prove at least 5% of genuine savings through bank or rental statements. Additionally, since government grants only apply to first-time homeowners, non first-time homeowners may receive less support overall but can still achieve a great outcome via PublicSquare!

Do I pay more for the home?

No, you do not pay more for the home. We do not inflate the home prices to cover the contributions or support you receive from us. The home prices are set by the builders, which means they are the same prices you would expect to get if you were buying the home directly from any standard real estate agent. Deposit Stacker option is another way we're making it easier for you to buy your own home sooner.

Are there any price caps?

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No, there are no price caps with Deposit Stacker. Deposit Stacker works with any priced home listed on our website. While we typically feature properties valued at between $500,000 to $1,200,000, we also have access to a wide range of higher-priced homes which we can share with you after pre-approval.

Do you have properties in my area?

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Yes probably. We work with Australia's best-loved and most affordable builders throughout hundreds of brand new estates and communities across Australia. At any given time, we usually have access to 50+ different builders, 300+ communities and thousands of different properties located throughout Queensland, New South Wales, Victoria, South Australia and Western AustraliaSearch all available homes and communities on our website to find your perfect property and speak with one of our team members after you get pre-approved for even more options.

Can you help me get a mortgage?

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Yes, you can use any broker or lender of your choice to secure a mortgage for your property. However, If you'd like to work directly with a broker who understands all of the PublicSquare incentives, we can refer you to the PublicSquare Lending team who specialise in securing mortgages for brand new homes and working with PublicSquare's incentives. As a Connective mortgage broker service they can help you secure a home loan from over 35 different major bank and non-bank lenders.

How do I get started?

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The first step is getting pre-approved, which is quick and easy, and does not affect your credit history. If you are a homebuyer with sufficient savings to pursue a mortgage, we will reach out to you after you've been pre-approved to help you explore your options further and look at some potential properties. We will also ask you whether you'd like a referral to the PublicSquare Lending Team for mortgage options.

Explore eligible communities

Free to apply.
No credit impact.