👋 Hello Future Homeowner!

Secure your dream home for just 1.1% of the purchase price, then live in the property while you build up your deposit. It's rent-to-own homes by PublicSquare!

T&Cs apply. Please consider whether PublicSquare is the right fit for you and your family.

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As seen on

Selected rent-to-buy home customers enjoying their homes.

Stop Renting.
Start Owning.

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Secure your dream home for just 1.1% of the purchase price

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Live in the property while you build up your deposit

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Switch to a mortgage when you're ready using our Future Mortgage Guarantee

A Better Path To Homeownership

1

1.1% Kickstarter Fee

No need for large deposits or Lenders Mortgage Insurance (LMI). Now you secure your dream home for just 1.1% of the purchase price, plus a standard rental bond.

2

Weekly Contributions

Imagine your rent is $600, just add an extra 50% on top (e.g. $300). These extra weekly contributions will accumulate into your deposit fund.

3

Switch to Mortgage

Once you've built up enough deposit, usually between years 4 to 8 of your lease, you can complete your purchase by switching to a mortgage. If you can't obtain a mortgage, our Future Mortgage Guarantee will enable you to sell the property and recover your contributions, commission-free.

Selected rent-to-buy home customers enjoying their homes.

A guaranteed purchase price

The base purchase price of your home will appreciate at just 3.3% per year which is less than half the national average. (National average is 6.8% for houses and 5.9% for apartments; CoreLogic 1993-2018). Check out our Calculator for more details.

SEP 2021

*Australian property prices were $100,000 higher than one year earlier (CoreLogic)

DEC 2022

*The average Australian home reached a high of over $940,000*

DEC 2024

... If the national growth rate holds, homes will reach an average $1.1 million*

DEC 2026

... Then $1.2 million*

All the perks of owning and more

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Join the homeowner class

Rent money is dead money. Instead of paying someone else’s mortgage, take advantage of a rising property market and start building wealth through homeownership.

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Less upfront costs

Move into a place you can call your own, without the stress of a large upfront deposit or ownership costs. Watch your deposit grow each week while you prepare for a home loan.

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Full property management

If something needs fixing, simply reach out to your dedicated property manager and let them handle it. Renting-to-own gives you the best of both worlds: Renting and owning.

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Flexible 8-Yr Purchase Plan

You'll have up to 8 years to complete your purchase. As long as you meet your commitments, your home is secure, and no one can force you out. If challenges arise, you'll be protected under standard tenancy laws while we help to get you back on track.

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Future mortgage guarantee

When you're ready to switch a mortgage, you can choose any broker or lender, and we can assist you if needed. If you can't obtain a home loan, we can sell the property commission-free, enabling you to recover up to 100% of your contributions or potentially even make a profit.

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Easy application process

Our pre-approval process is quick and easy! Answer a few questions about your household and financial circumstances—If PublicSquare seems like a good fit for you, we will immediately let you know your estimated buying power, with no obligation to proceed.

What homebuyers are saying

Free to apply.
No credit impact.

Terms, fees, conditions, and wait times may apply. Government grants and schemes are subject to change, availability and eligibility. PublicSquare® is a registered trademark 2315715 of PublicSquare Technology Pty Ltd in Australia. PublicSquare, or "us" or "we", may denote PublicSquare Technology Pty Ltd or its affiliated property vendors and/or owners. PublicSquare, the company, holds Queensland real estate licence no. 4555627. PublicSquare, the company, acts on behalf of property owners and vendors, usually under marketing agreements. PublicSquare adheres to all national, state, and territory laws and regulations and does not currently facilitate 'rent-to-own' or 'rent-to-buy' style arrangements for real estate outside of Queensland or New South Wales. Property images may be artist's impressions or digitally enhanced for visual clarity and should not be considered an exact representation; For more accurate representations, please refer to builder specifications or in-person inspections. Words such as 'Guaranteed', 'Fixed Under Contract', or similar such expressions are subject to, and pertain only to, terms set via legally binding agreements. All dollar figures associated with property listings are estimates used for informational purposes only, and subject to binding agreements. All offers and terms are are used for informational purposes only, and are subject to binding agreements and availability of counterparties. PublicSquare is a real estate company, not a lender or financial advisor, and does not guarantee mortgage obtainment. PublicSquare may refer Homebuyers and Investors to Licensed Mortgage Brokers but does not provide brokerage or lending services directly. 'Rent-to-own customers do not own properties until switching to a mortgage and completing their purchase, which may incur LMI and stamp duty. 'Renting-to-own', 'Renting-to-sell', and buying real estate in general, carries financial risks. Please seek independent financial and legal advice before making decisions about housing and investment; Neither the content on this website, nor any communications with PublicSquare or it representatives, should be used as the sole basis for decision-making about housing and investments. For more information, please refer to the disclosure statement or contact us.