4.8

500+

REVIEWS

4.8

500+

REVIEWS

0% Upfront
Deposit

Come home sooner with no upfront deposit costs or LMI. Build your deposit while you live in the property, then switch to a mortgage when you're ready.

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

Your Deposit

$52,000

•

Making homeownership possible

How it Works

Secure your home without the deposit

Find your ideal property on the open market with dedicated support from our in-house buyers agency team at no extra charge — PublicSquare, or a silent investor, will then purchase and hold the home on your behalf, while you move in and start building your deposit. No stress, no bidding wars, just your new home, ready and waiting.

Secure your ideal property on the open market with no upfront deposit costs and the help of our expert buyers’ agents, ensuring you get the best possible quality and starting price. We buy and hold it on your behalf while you live in the property and enjoy your new life. No stress, no bidding wars—just your new home, ready and waiting.

Build your deposit with each weekly payment

Once you’ve moved in, you’ll pay a capped rental amount plus a 50% weekly contribution that grows your deposit automatically in the background. Think of this as an effortless savings plan, where each weekly payment brings you closer to completing your purchase of the home while we cover all the extra costs of ownership.

Switch to a mortgage when you're ready

After you’ve reached your deposit target in years 4–8 of your lease, you can switch to any mortgage of your choice and complete your purchase within the predetermined, capped purchase price range. All supported by our Future-Mortgage Guarantee.

•

PRICING

Your Choice of New or Established

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI

INCLUSIONS

You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI

INCLUSIONS

You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI

INCLUSIONS

You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI

INCLUSIONS

You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI

INCLUSIONS

You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI

INCLUSIONS

You choose the home
Free buyers agent support
Free maintenance and repairs
Free rates & insurance
Future Mortgage Guarantee

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

*Additional terms, fees, and conditions may apply including support fees. New homes must be from PublicSquare's approved builder panel. Lender's Mortgage Insurance (LMI) may apply upon purchase. Please refer to calculator and mortgage products.

👍 65%+

Applicants approved on first attempt

🏠 $800k+

Average buying power of qualified homebuyers

🎯 $100k+

Average deposit accrued after 6 years

As Seen On These Media Outlets

As Seen On

•

Calculator

Up to 16x cheaper than entering a mortgage

Initial Home Value

Home type

Before you move in

$3,100

After you move in

$993 p.w

Year you switch to a mortgage

Built deposit

$83k–$100k

Deposit as a %

7.1%–10.6%

Initial Home Value

Home type

Before you move in

$3,100

After you move in

$993 p.w

Year you switch to a mortgage

Built deposit

$83k–$100k

Deposit as a %

7.1%–10.6%

Initial Home Value

Home type

Before you move in

$3,100

After you move in

$1,007 p.w

Year you switch to a mortgage

Built deposit

$85k–$101k

Deposit as a %

7.1%–10.6%

*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.

Discover Your Buying Power

2 Minutes · Instant Results · No Credit Impact

CASE EXAMPLES

Homes Recently Secured With 0% Deposit

$845,000 (0% Deposit)

$765,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$800,000 (0% Deposit)

4 🛏 2 🛁 1 🚗

$715,000 (0% Deposit)

$624,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$720,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$761,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$726,200 (0% Deposit)

4 🛏 2 🛁 2 🚗

•

Reviews

What Homebuyers Are Saying

Jude H.

Brisbane, QLD

"The fact that the price is locked in at a predetermined annual increase, that is more than reasonable, is exactly what helps me sleep at night. Consistency and structure make me very happy! I have no fear of missing out on the property explosion"

Amelia & Alyse

Moreton Bay, QLD

"We would 100% recommend PublicSquare to anyone looking to purchase a home. There are no hidden costs or deceptive information. They are honest blokes who are there to assist you in making your dream a reality. Impeccable customer service and a really amazing business model."

"Out of all the companies we had looked in PublicSquare was by far the best. Impeccable customer service and a really amazing business model. We would 100% recommend PublicSquare to anyone looking to purchase a home."

Scott & Natasha

Moreton Bay, QLD

"For us, the two biggest challenges were saving the deposit and getting the bank’s approval. With PublicSquare, both those problems were solved. The weekly payment is fair and the contract is fair. It’s a win-win situation for both the homebuyer and the investor."

Felicia & Simon

Gold Coast, QLD

“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”

Leah & Angela

Redland, QLD

“Thinking outside the box and serving the community in a very valuable way...”

Monueque & Kyle

Gold Coast, QLD

“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”

Fatima & Serge

Canterbury-Bankstown, NSW

“Awesome opportunity for young couples and families to get on the property ladder.”

Daniella & Dre

Whittlesea, VIC

“Love it, I wish more companies did this especially with our cost of living crisis.”

Rebekah & Ashur

Knox, VIC

“I love the idea of owning a home by slowly paying it off while renting.”

Katie J.

Moreton Bay, QLD

“Amazing and will give more people the opportunity to own their own homes.”

Paul V.

Sunshine Coast, QLD

“Brilliant… especially in these times of crazy rents and housing prices.”

Chloe H.

Greater Shepparton, VIC

“A great incentive making home ownership possible for future generations.”

Felicia & Simon

Gold Coast, QLD

“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”

Leah & Angela

Redland, QLD

“Thinking outside the box and serving the community in a very valuable way...”

Monueque & Kyle

Gold Coast, QLD

“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”

Fatima & Serge

Canterbury-Bankstown, NSW

“Awesome opportunity for young couples and families to get on the property ladder.”

Daniella & Dre

Whittlesea, VIC

“Love it, I wish more companies did this especially with our cost of living crisis.”

Felicia & Simon

Gold Coast, QLD

“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”

Leah & Angela

Redland, QLD

“Thinking outside the box and serving the community in a very valuable way...”

Monueque & Kyle

Gold Coast, QLD

“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”

Fatima & Serge

Canterbury-Bankstown, NSW

“Awesome opportunity for young couples and families to get on the property ladder.”

Daniella & Dre

Whittlesea, VIC

“Love it, I wish more companies did this especially with our cost of living crisis.”

0% UpfrontDeposit

How it Works

Secure your home without the deposit

Build your deposit with each weekly payment

Switch to a mortgage when you're ready

PRICING

New Home

0% Upfront Deposit0% Setup Fee0% LMI

INCLUSIONS

Established Home

0% Upfront Deposit0.99% Setup Fee0% LMI

INCLUSIONS

New Home

0% Upfront Deposit0% Setup Fee0% LMI

INCLUSIONS

Established Home

0% Upfront Deposit0.99% Setup Fee0% LMI

INCLUSIONS

New Home

0% Upfront Deposit0% Setup Fee0% LMI

INCLUSIONS

Established Home

0% Upfront Deposit0.99% Setup Fee0% LMI

INCLUSIONS

As Seen On These Media Outlets

As Seen On

Calculator

CASE EXAMPLES

Reviews

FAQS

Frequently-Asked Questions

Who is PublicSquare suitable for?

Where is PublicSquare available?

What kind of property can I choose?

Can I use my first homeowners grant?

How does the buyer's agency service work?

Doesn't this cost more than renting?

Why not just rent while saving a deposit?

How is the future purchase price calculated?

What is the 'Future Mortgage Guarantee'?

Who is PublicSquare suitable for?

Where is PublicSquare available?

What kind of property can I choose?

Can I use my first homeowners grant?

How does the buyer's agency service work?

Doesn't this cost more than renting?

Why not just rent while saving a deposit?

How is the future purchase price calculated?

What is the 'Future Mortgage Guarantee'?

Which areas is PublicSquare available in?

Who is PublicSquare best suited to?

Can I use my first homeowners grant?

How does the buyer's agency service work?

What kind of property can I choose?

Doesn't this cost more than renting?

Why not just rent while saving a deposit?

How is the future purchase price calculated?

What is the 'Future Mortgage Guarantee'?

0% Upfront
Deposit

0% Upfront Deposit
0% Setup Fee
0% LMI

0% Upfront Deposit
0.99% Setup Fee
0% LMI

0% Upfront Deposit
0% Setup Fee
0% LMI

0% Upfront Deposit
0.99% Setup Fee
0% LMI

0% Upfront Deposit
0% Setup Fee
0% LMI

0% Upfront Deposit
0.99% Setup Fee
0% LMI