4.8
500+
REVIEWS
4.8
500+
REVIEWS
0% Upfront
Deposit
Come home sooner with no upfront deposit costs or LMI. Build your deposit while you live in the property, then switch to a mortgage when you're ready.
2 Minutes · Instant Results · No Credit Impact
Your Deposit
•
How it works
Secure your home without the deposit
Find your ideal property on the open market with help from our expert buyers’ agents. We’ll purchase and hold the home on your behalf while you move in and start building your deposit. No stress, no bidding wars, just your new home, ready and waiting.
Secure your ideal property on the open market with no upfront deposit costs and the help of our expert buyers’ agents, ensuring you get the best possible quality and starting price. We buy and hold it on your behalf while you live in the property and enjoy your new life. No stress, no bidding wars—just your new home, ready and waiting.
Build your deposit with each weekly payment
Once you’ve moved in, you’ll pay a capped rental amount plus a 50% weekly contribution that grows your deposit automatically in the background. Think of it as an effortless savings plan, where each weekly payment brings you closer to buying the home while we take care of all the extra costs of homeownership.
Switch to a mortgage when you're ready
Once you’ve reached your deposit target in years 4–8, you can switch to any mortgage of your choice and buy the property at your locked-in capped price — all supported by our future-mortgage guarantee if life doesn’t go to plan.
Once you’ve reached your deposit target in years 4–8 of your lease, switch to any mortgage of your choice and complete your purchase within a guaranteed, capped price range—all backed by our future mortgage guarantee if life doesn’t go according to plan.
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PRICING
New Home
0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Instant Results · No Credit Impact
Established Home
0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Instant Results · No Credit Impact
New Home
0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
You choose the home
Free buyers agent support
Full maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Instant Results · No Credit Impact
Established Home
0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Instant Results · No Credit Impact
New Home
0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Instant Results · No Credit Impact
Established Home
0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
You choose the home
Free buyers agent support
Full maintenance and repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Instant Results · No Credit Impact
*Additional terms, fees, and conditions may apply including support fees. New homes must be from PublicSquare's approved builder panel. Lender's Mortgage Insurance (LMI) may apply upon purchase. Please refer to calculator and mortgage products.
👍 65%+
Applicants approved on first attempt
🏠 $800k+
Average buying power of qualified homebuyers
🎯 $100k+
Average deposit accrued after 6 years
As Seen On These Media Outlets
As Seen On
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Calculator
*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.
*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.
2 Minutes · Instant Results · No Credit Impact
2 Minutes · Instant Results · No Credit Impact
CASE EXAMPLES
$845,000 (0% Deposit)
$765,000 (0% Deposit)
4 🛏 2 🛁 2 🚗
$800,000 (0% Deposit)
$800,000 (0% Deposit)
4 🛏 2 🛁 1 🚗
$715,000 (0% Deposit)
$624,000 (0% Deposit)
4 🛏 2 🛁 2 🚗
$720,000 (0% Deposit)
4 🛏 2 🛁 2 🚗
$761,000 (0% Deposit)
$761,000 (0% Deposit)
4 🛏 2 🛁 2 🚗
$726,200 (0% Deposit)
$726,200 (0% Deposit)
4 🛏 2 🛁 2 🚗
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Reviews
Jude H.
Jude H.
Brisbane, QLD
Brisbane, QLD
"The fact that the price is locked in at a predetermined annual increase, that is more than reasonable, is exactly what helps me sleep at night. Consistency and structure make me very happy! I have no fear of missing out on the property explosion"
Amelia & Alyse
Amelia & Alyse
Moreton Bay, QLD
Moreton Bay, QLD
"We would 100% recommend PublicSquare to anyone looking to purchase a home. There are no hidden costs or deceptive information. They are honest blokes who are there to assist you in making your dream a reality. Impeccable customer service and a really amazing business model."
"Out of all the companies we had looked in PublicSquare was by far the best. Impeccable customer service and a really amazing business model. We would 100% recommend PublicSquare to anyone looking to purchase a home."
Scott & Natasha
Moreton Bay, QLD
"For us, the two biggest challenges were saving the deposit and getting the bank’s approval. With PublicSquare, both those problems were solved. The weekly payment is fair and the contract is fair. It’s a win-win situation for both the homebuyer and the investor."
Felicia & Simon
Gold Coast, QLD
“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”
Leah & Angela
Redland, QLD
“Thinking outside the box and serving the community in a very valuable way...”
Monueque & Kyle
Gold Coast, QLD
“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”
Fatima & Serge
Canterbury-Bankstown, NSW
“Awesome opportunity for young couples and families to get on the property ladder.”
Daniella & Dre
Whittlesea, VIC
“Love it, I wish more companies did this especially with our cost of living crisis.”
Rebekah & Ashur
Knox, VIC
“I love the idea of owning a home by slowly paying it off while renting.”
Katie J.
Moreton Bay, QLD
“Amazing and will give more people the opportunity to own their own homes.”
Paul V.
Sunshine Coast, QLD
“Brilliant… especially in these times of crazy rents and housing prices.”
Chloe H.
Greater Shepparton, VIC
“A great incentive making home ownership possible for future generations.”
Felicia & Simon
Gold Coast, QLD
“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”
Leah & Angela
Redland, QLD
“Thinking outside the box and serving the community in a very valuable way...”
Monueque & Kyle
Gold Coast, QLD
“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”
Fatima & Serge
Canterbury-Bankstown, NSW
“Awesome opportunity for young couples and families to get on the property ladder.”
Daniella & Dre
Whittlesea, VIC
“Love it, I wish more companies did this especially with our cost of living crisis.”
Felicia & Simon
Gold Coast, QLD
“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”
Leah & Angela
Redland, QLD
“Thinking outside the box and serving the community in a very valuable way...”
Monueque & Kyle
Gold Coast, QLD
“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”
Fatima & Serge
Canterbury-Bankstown, NSW
“Awesome opportunity for young couples and families to get on the property ladder.”
Daniella & Dre
Whittlesea, VIC
“Love it, I wish more companies did this especially with our cost of living crisis.”
Rebekah & Ashur
Knox, VIC
“I love the idea of owning a home by slowly paying it off while renting.”
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